Finding the right home at the right price is just one aspect of a home sale or purchase. Wendy Carugno & Kathy Puschmann is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at 321.293.2170 if your needs include a real estate pro experienced in the business side of buying and selling.

Closing costs you should expect

There are certain normal expenses accompanying closing the sale of a house. These fees are commonly divided between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Florida to help show you through your transaction.

Loan-related closing costs    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, I'll not only work to get the highest sales price, but I'll also push for lower closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you are aware of exactly what you're paying for.

Buyers: If you're purchasing real estate in Orange County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not astonished when you reach the closing table. I'll be happy to go over the GFE with you, answering your questions and highlighting any estimates that seem off.

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